Hello There, It was 6 mons of my opening date today and I apply for the increase online and got a denied from them.. bumer anyways I guess I talk to a rep and the rep saids yes is denied and you will receieve a letter of the reasons why... well first of all the apr is the highest of all my cards 17.9% and no grace period... I guess I will just have to put this one aside... good to be back on the board I was off from this board for a while.. Thanks, Kev