Go Back   Credit Talk Forum > PUBLIC FORUMS > Credit Talk

Credit Talk Have a question about credit? Fire away! Creditnet provides this free forum to discuss credit products or services and to help consumers learn how to build or repair their credit.

   

Reply
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 12.04.2000, 19:24
Dario
Guest
 
Posts: n/a
Secured Optima

Okay I know everyone is starting to get tired of hearing about AMEX and the damn Secured card. But I have to post this so that you all dont waste your time like i did. Well I called AMEX a while back to see if they had a secured card they told me no. After asking if they were sure the guy told me that if you still have an application they will honor it. So I went to the website for the SECURED OPTIMA CARD and printed an application (please note this was in fact on AMEX's web page not some other company). I filled it out and mailed it in. Today I got a letter saying that they no longer offer that card and they returned my check. You know I think AMEX has a good grasp on the banking business and they do a good job, but when it comes to passing information along to its employees they are clueless. Anyway sorry for rambling on and on. and sorry about all the typos.

D.
Reply With Quote
Sponsored Ads

  #2 (permalink)  
Old 12.04.2000, 19:27
Killer
Guest
 
Posts: n/a
RE: Secured Optima

Thanks... this is information is helpful.
Reply With Quote
  #3 (permalink)  
Old 12.04.2000, 21:23
Michael
Guest
 
Posts: n/a
RE: Secured Optima

Dario, I read in another post that the card was just re intruduced on the First of December.

Since today is the 5th and 2 days were weekends I wonder if Amex Got the Green Light after your money was in the mail?

We should check with Centurian Bank, and the Executive Offices as to what's true.
Reply With Quote
  #4 (permalink)  
Old 12.05.2000, 02:17
sam sam is offline
Senior Member
 
Join Date: Mar 2000
Posts: 3,706
RE: Secured Optima

Say, whats the big deal with the secured optima? Doesn't seem like it offers that hot of a deal? 150% deposit?

Just curious, is it all prestige, or do they really offer something good?

From my understanding, to get the card unsecured you have to wait years, or have your bad credit "gone" before getting a real product from them?

Reply With Quote
  #5 (permalink)  
Old 12.05.2000, 03:36
Killer
Guest
 
Posts: n/a
RE: Secured Optima

Sam
The link below will lead you to a thread of postings that tells why I want this card so badly. When I posted this in 09/00, I didn't apply. I waited and then they stopped offering the card! I was disppointed. Now I am determined not miss out.

http://board.creditnet.com/read.php3?num=1&id=13757&loc=0&thread=13757
Reply With Quote
  #6 (permalink)  
Old 12.05.2000, 05:22
Senior Member
 
Join Date: Oct 2000
Posts: 413
RE: Secured Optima

I was confused like others when i comes to the secure Optima also. The confusion comes in when the rep says that they have a new secure blue. The reps are actually referring to the secure Optima,but are calling it:secure blue(Optima) not the blue card.I was told yesterday that it was being re-introduced Dec.1st,2000. She said that actually it was revised back in July of this year. I have the secure Optima and called directly to the Centurion Bank,secure card dept. Hope this helps with the confusion between a secure blue card and the secure blue Optima card.
Reply With Quote
  #7 (permalink)  
Old 12.05.2000, 05:23
Senior Member
 
Join Date: Oct 2000
Posts: 413
RE: Secured Optima

I was confused like others when i comes to the secure Optima also. The confusion comes in when the rep says that they have a new secure blue. The reps are actually referring to the secure Optima,but are calling it:secure blue(Optima) not the blue card.I was told yesterday that it was being re-introduced Dec.1st,2000. She said that actually it was revised back in July of this year. I have the secure Optima and called directly to the Centurion Bank,secure card dept. Hope this helps with the confusion between a secure blue card and the secure blue Optima card.
Reply With Quote
  #8 (permalink)  
Old 12.05.2000, 05:25
Senior Member
 
Join Date: Oct 2000
Posts: 413
RE: Secured Optima

I was confused like others when i comes to the secure Optima also. The confusion comes in when the rep says that they have a new secure blue. The reps are actually referring to the secure Optima,but are calling it:secure blue(Optima) not the blue card.I was told yesterday that it was being re-introduced Dec.1st,2000. She said that actually it was revised back in July of this year. I have the secure Optima and called directly to the Centurion Bank,secure card dept. Hope this helps with the confusion between a secure blue card and the secure blue Optima card.
Reply With Quote
  #9 (permalink)  
Old 12.05.2000, 05:36
Senior Member
 
Join Date: Oct 2000
Posts: 413
RE: OOPS!!!!SORRY FOR DUPLICAT

Machine malfunction!!! finger left to long on key!!!
Reply With Quote

Sponsored Ads
Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are Off
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -7. The time now is 14:47.

credit forum
Learn the basics of credit and find out your Credit GPA

Credit Card
Search Tool


Use our FULL search tool or do a quick search below to find your ideal card.


Try our Advanced Search!

Weekly Tips
& Tools

Beware of Overdraft Fees in Closed Accounts


Credit card users often choose to autopay their monthly credit card bills from a checking or online savings account . While this is a...

Read More

Featured
Articles

Top 5 Credit Tips for Recent College Grads


You took your last exam, donned the cap and gown, and have finally embarked on a new and exciting phase in your adult life. What types of things will...

Read More
Powered by vBulletin® Version 3.8.1
Copyright ©2000 - 2010, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.0
Skin By vB Skins
©2010 CREDITNET.COM, ALL RIGHTS RESERVED