Should I be AU on 1 dept store CC?

Discussion in 'Credit Talk' started by DaveH, Aug 1, 2002.

  1. DaveH

    DaveH Well-Known Member

    I have good credit--no lates ever, lots of lines. I have dropped into the lower 700s because of of 0% BT offers and inquiry issues.

    I'd like to get over 720 again to qualify for A+ paper at my credit union, and am wondering if becoming an AU on one or two of my wife's dept store cards would likely enhance my credit "mix" enough to be worth doing. I have many bank cards, but no retail cards. Being an AU seems like a way to do this without a hard inquiry.

    Thoughts welcome, TIA, Dave
     

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