Question for everyone? If an credit agency refuses to remove bankruptcy information off your report, and you where denied credit and low interest rates on various mortgages due to the same incorrec bankruptcy information the credit agency refuses to remove the information, after getting written proof from the bankruptcy court? Under what legal terms can one sue the credit agency under both New York and Federal LAws? In this case it was Experian who refuses to remove the information, two faxes and two return receipt and certified letter were send to Experian, I spoke to more that one service representatives and three managers and they still refuses remove bankruptcy off my report. It is not mine and I have proof from the court house. Again under NEW York State law and federal laws what legal terms can I site since I am suing Experian in Small claims court. Thank you,
I guess the million dollar question is - Did you File a BK or not? (note please - there is no difference whether you filed a BK that was DISCHARGED or DISMISSED.)
I would move that to federal court and sue for damage to your credit after you provided them proof and they refuse to remove it and lets say you were turned down for a 200,000 mortgage thats 200,000 dollars right there in a federal lawsuit.....so thats what I would do
