T-mobile Cell phone
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  1. #1
    Join Date
    Nov 2003
    Posts
    58

    T-mobile Cell phone

    I would like to change from Sprint to T-mobile. I am actively in credit repair in lieu of purchasing a home.
    What are T-mobile's credit requirements?
    how does the inquiry hurt my credit score?
    Should I try a business account with my EIN?

    Please advise


  2. #2
    Join Date
    Mar 2001
    Posts
    1,180

    T-mobile Cell phone

    I opened a T-Mobile account in 2002. When I applied it was at a T-Mobile store. Not sure how they checked my credit but I did have a bk-13 on file from 1996. I never noticed any hard inquiry on any of my reports except when I applied for the international roaming a few months after activation, a hard was pulled.

    I was approved at the store for regular service and approved for internatioal roaming as well.

    Best regards,
    Mirage

  3. #3
    Join Date
    Oct 2003
    Posts
    307

    T-mobile Cell phone

    They did not do a hard when I got my first phone. But they did a hard when I added a 2nd phone, and another when I added a 3rd.

    Both on EQ.
    -------------------------------
    18 points to 740 & 0% Auto
    -------------------------------

  4. #4
    Join Date
    Mar 2000
    Posts
    20,468

    T-mobile Cell phone

    I paid a $600/phone deposit to save the 7 point HIT...

    $1,200 2 PHONES

    1 YEAR LATE ADDED 2 MORE THEY WANTED A $500 DEPOSIT...TOLD THEM THEY ARE NUTS...SO THEY TOOK $250...

  5. #5
    Join Date
    Feb 2003
    Posts
    81

    T-mobile Cell phone

    I just had 2 phone numbers teleported from Sprint...good riddance. T-mobile gave me 2 phones. I paid 15 bucks for one and got the other for free, rebate on one for $50 and $100 rebate for the other. Took a hit on TU with a 630 score, no deposit. From what I understand TU looks at pure score. What I don't is why I did not get the GEORGE offer--they told me if a deposit is necessary it's based on score, but cannot accept a mere deposit without CC!

    My deal was worth the 8-point hit, I guess....

  6. #6
    Join Date
    Mar 2000
    Posts
    20,468

    Re: T-mobile Cell phone

    Originally posted by deadbeavis
    I just had 2 phone numbers teleported from Sprint...good riddance. T-mobile gave me 2 phones. I paid 15 bucks for one and got the other for free, rebate on one for $50 and $100 rebate for the other. Took a hit on TU with a 630 score, no deposit. From what I understand TU looks at pure score. What I don't is why I did not get the GEORGE offer--they told me if a deposit is necessary it's based on score, but cannot accept a mere deposit without CC!

    My deal was worth the 8-point hit, I guess....
    THE $600/PHONE DEPOSIT IS FOR FOREIGNERS...TECHNICALLY

    People they couldn't run a credit report on...

  7. #7