target and the "further processing"

Discussion in 'Credit Talk' started by mindcrime2, Dec 8, 2001.

  1. mindcrime2

    mindcrime2 Well-Known Member

    just applied for the target guest card. Got the "Your application requires further processing" "You will receive a response in the mail within 2 weeks"

    Anyone ever get this before? Did you get approved or declined?
     
  2. OtherTerri

    OtherTerri Well-Known Member

    My husband got that message and he was declined. However, I think others may have been approved the same way. Try a search for "Target."

    I could be remembering incorrectly. Maybe others will respond with a more positive answer for you!
     
  3. Quixote

    Quixote Well-Known Member

    Declined. I know. At least that's what it meant when it said that to me.
     
  4. Geo

    Geo Well-Known Member

    A friend received this response and received the Target Guest card with a $200 limit.
     
  5. mindcrime2

    mindcrime2 Well-Known Member

    okay, so it's a mixed message. guess i'll just have to wait. my TU score is 540, so i'm not expecting much if i do get approved.
    i called target credit customer service and they claimed they pulled all 3 CRA reports when determining approval/denial. anyone know about this?
     
  6. roni

    roni Well-Known Member

    check that again. I got the same message for the target visa but a link came up to check status later. I got approval about 30 mins later. I had an application # and I clicked "Application Status"
     
  7. mindcrime2

    mindcrime2 Well-Known Member

    roni.. nope i didn't get that link, i screen printed the "your appl. requires further processing" screen. i just wish if i was declined they'd have the guts to tell me now, not send a form ltr in 2 weeks.
     
  8. Ron

    Ron Well-Known Member

    Re: target and the "further process

    That's denied and that was happened to me when I applied for Target Visa.



    Ron.
     
  9. spyguyjim

    spyguyjim Well-Known Member

    Re: target and the "further process

    I got the same message when I applied for the Target Visa. Although, I did not receive a denial for the Visa on-line; instead, I was approved by mail for the Guest Card, $200 CL.

    This was my third try in a year and a half (they didn't have the VISA card on my last two tries). My scores are between 540 and 593 right now.

    If you get denied, give it 6-8 months with a positive score increase and then reapply.
     
  10. bauhaus

    bauhaus Well-Known Member

    I received the same "further processing" message from the online app for the Target Guest card as you did. They approved it for $200 CL.
     
  11. mindcrime2

    mindcrime2 Well-Known Member

    i don't know whether to feel depressed or happy. guess i'll have to wait to see if target feels im worthy.
     

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