Target Guest Card Application
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  1. #1
    Join Date
    Mar 2002
    Posts
    858
    Where is the Target Guest Card Application? I see the Target Visa app, and an estatement from Guest Card but no app. Anyone know?
    Began this quest 8/01. Now:

    Me:
    EQ 420 ===> 775 3 Negs
    EX 445 ===> 723 4 Negs
    TU 405 ===> 831 Clean!

    HUBBY:
    EQ 450 ===> 794 - Clean!
    EX 473 ===> 749 - 3 Negs
    TU 501 ===> 876 - Clean!


  2. #2
    Join Date
    Oct 2001
    Posts
    421

    Re: Target Guest Card Application

    Continue with the regular Visa app; then, near the bottom of the screen, select the radio button that says "Please select if you would like to be considered for the Target Guest Card ONLY."

    Otherwise, it'll put you through for the Visa, and give you the Guest card only if you don't qualify for the Visa.

    wajaba
    -----------------------------------

    "Thank you for your recent application. Unfortunately..."

  3. #3
    Join Date
    Mar 2002
    Posts
    858

    Re: Target Guest Card Application

    Wajaba what do you think the chances are of getting a Target Guest Card with a non-discharged CH 13 (about 2 years old), 2 good auto accts, a mortgage, and a 685 FICO score?

    I want a pretty good idea before risking the inquiry. THis would be my first application in almost 3 years.
    Began this quest 8/01. Now:

    Me:
    EQ 420 ===> 775 3 Negs
    EX 445 ===> 723 4 Negs
    TU 405 ===> 831 Clean!

    HUBBY:
    EQ 450 ===> 794 - Clean!
    EX 473 ===> 749 - 3 Negs
    TU 501 ===> 876 - Clean!

  4. #4
    Join Date
    Jun 2001
    Posts
    646

    Re: Target Guest Card Application

    I know there is an older post floating around about BK friendly banks and list members experience. I think NanaC originally started the post.

  5. #5
    Join Date
    Oct 2001
    Posts
    421

    Re: Target Guest Card Application

    685 is very good...I was approved (not instantly) with a 618-ish score, and that was with a couple of satisfied judgements, a paid repo, and a paid collection. So I would say your chances are pretty good, but don't quote me on that, especially in light of the industry's recent belt-tightening.

    Good luck,

    wajaba
    -----------------------------------

    "Thank you for your recent application. Unfortunately..."

  6. #6
    Join Date
    Mar 2002
    Posts
    858

    Re: Target Guest Card Application

    I feel confident enough to apply if the decision was made on score alone. I think the 685 would probably fly. Like you, I have seen lots and lots of people on this board approved with much lower scores. I am just concerned that I will be automatically denied because the BK is not yet discharged, it is still ongoing. That is my concern.
    Began this quest 8/01. Now:

    Me:
    EQ 420 ===> 775 3 Negs
    EX 445 ===> 723 4 Negs
    TU 405 ===> 831 Clean!

    HUBBY:
    EQ 450 ===> 794 - Clean!
    EX 473 ===> 749 - 3 Negs
    TU 501 ===> 876 - Clean!