target guest card -easy to get? - Credit Repair Forum from Creditnet
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  1. #1
    holis is offline Senior Member
    Join Date
    Aug 2003
    Posts
    119

    target guest card -easy to get?

    I keep reading about so many people here with Target guest cards and was wondering if they are easy to get? my scores are in the 550 range.

  2.  
  3. #2
    annie is offline Senior Member
    Join Date
    Apr 2001
    Posts
    260

    target guest card -easy to get?

    Do the Sam trick and place everything negative in dispute and then wait 2-3 days and apply. then apply. You will get a small limit, but it will be a start.
    Annie

    Just trying to keep the MAN'S Foot off my neck

  4. #3
    amdforever is offline Junior Member
    Join Date
    Sep 2003
    Posts
    15

    target guest card -easy to get?

    A 550 will not get you approved.

    I work for Target.

    Sorry....

  5. #4
    jds71 is offline Junior Member
    Join Date
    Apr 2003
    Posts
    48

    target guest card -easy to get?

    What is the aprx range for approval?

  6. #5
    Mirage is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,180

    target guest card -easy to get?

    My guest is somwhere in the low 600s.

    I was approved for a Target Guest Card ($200 CL) during the 5th year of my bk-13. Don't remember what my FICO score was exactly but it was somewhere in the 620-630 range.

    Best regards,
    Mirage

  7. #6
    holis is offline Senior Member
    Join Date
    Aug 2003
    Posts
    119

    target guest card -easy to get?

    Actually a 548 (per PG) got me approved!

  8. #7
    thickman66 is offline Senior Member
    Join Date
    Jun 2002
    Posts
    568

    target guest card -easy to get?

    just got my wife one yesterday..(PG) score was 624, $200 credit limit.

  9. #8
    CAS2 is offline Member
    Join Date
    Sep 2003
    Posts
    56

    target guest card -easy to get?

    I have no idea what my credit score is as of this moment but my guess is around 600, and I just got approved for Target Guest Card with a $200 limit. I was turned down for the Target Visa though. :(
    8 months post Ch.7 BK
    Equifax 602
    Shooting for 700 in 2004

  10. #9
    catnap1972 is offline Senior Member
    Join Date
    Oct 2002
    Posts
    310

    Re: target guest card -easy to get?

    Originally posted by CAS2
    I have no idea what my credit score is as of this moment but my guess is around 600, and I just got approved for Target Guest Card with a $200 limit. I was turned down for the Target Visa though. :(
    I had 730 at the time and they turned me down for the Visa card...they did give me the $300 guest card which collects dust.

  11. #10
    CAS2 is offline Member
    Join Date
    Sep 2003
    Posts
    56

    Re: target guest card -easy to get?

    So I'm assuming the Target Guest Card reports to all 3 credit bureaus? Let's hope me getting this card will actually benefit me!

    Since my BK discharge on 6/03, I've been paying everything (car, student loans, Orchard CC, etc) on time or early even. I think my scores have improved but I don't know how much. I'm going to wait a bit longer before pulling them again.

    Anyone have any insight on what I'm saying? Thanks!!
    8 months post Ch.7 BK
    Equifax 602
    Shooting for 700 in 2004

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