Tesoro Gasoline Platinum MC!!!!!!!!

Discussion in 'Credit Talk' started by Ron, Dec 3, 2003.

  1. Ron

    Ron Well-Known Member

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    It's more than a gas card...
    It's the NEW Tesoro Platinum MasterCard®




    0% Introductory APR*




    Earn Double Rebates for 60 days â? â? 
    6% at Tesoro locations
    2% everywhere else





    Earn 3% in gasoline rebates with every purchase at Tesoro locations.â? 




    Earn 1% in gasoline rebates everywhere MasterCard is accepted.â? 




    No annual fee




    FREE online bill pay!











    * The 0% fixed Annual Percentage Rate (APR) applies to Balance Transfers and Convenience Checks during the first six (6) months your account is open and requires that you maintain your current level of credit performance and that timely payments are received. There are no fees for Balance Transfers and Convenience Checks posted within the first thirty (30) days your account is open; thereafter, fees will apply. Please see Terms & Conditions for the Tesoro Platinum MasterCard for additional information including the APR effective after the introductory period, the transaction fee for Balance Transfers and Convenience Checks posted after the first thirty (30) days your account is open, the APR for Purchases, the APR for Cash Advances, and the APR if your payment is received late, you exceed your credit line, or your payment is not honored by a bank.

    ** Price based on the national average price point of $1.697 for regular unleaded gasoline for the week of September 13, 2003, as published by the U.S. Department of Energy. Cents per gallon represent a 6% rebate on Tesoro purchases. Rebates calculated on total purchases, not price per gallon.

    â?  Please see Terms and Conditions for complete information on the Tesoro Platinum MasterCard Gasoline Rebate program. Every time your account earns $20 in rebates, you'll receive a $20 Tesoro giftCard to be mailed separately within 60 days of receiving your billing statement.

    â? â?  Rebates earned on purchases during the first two billing cycles after your account is opened will be doubled to 6% on purchases at Tesoro branded locations, 2% on all other purchases.

    Terms & Conditions



















    Annual Percentage Rate (APR) for Purchases

    12.99% variable *

    Other APR's
    Balance Transfers and Convenience Checks APR: 0% fixed* is effective for the first six billing cycles after you open your account.* After that 12.99% variable **.
    Cash Advance APR: 19.99% variable**,
    Default APR: up to 23.99% variable.**

    Variable Rate Information
    The following APR's may vary. These rates are determined monthly by adding the Prime Rate and:










    8.99% for Purchases, and this rate will not be lower than 12.99%











    8.99% for Balance Transfers and Convenience Checks after the introductory period, and this rate will not be lower than 12.99%







    15.99% for Cash Advances, and this rate will not be lower than 19.99%





    Up to 19.99% for Default





    (See explanation below).**

    Grace Period
    At least 20 day Grace Period for Purchases from the date of the periodic statement (provided you pay your previous balance in full by the due date). The Grace Period does not apply to Cash Advances, Balance Transfers or Convenience Checks.

    Annual Fee
    NONE

    Minimum Finance Charge
    $1.00

    Method of Computing the Balance for Purchases
    Average Daily Balance (Including new purchases)

    Transaction Charges

    Balance Transfers and Convenience Checks: None during the first billing cycle. Thereafter, 3% of the amount of each transfer or check, $5 minimum, $50 maximum.




    Cash Advance Charge: 3% of the amount advanced, $5 minimum, no maximum.


    Late Payment Charge: $25 for balances < $100; $29 for balances $100-$999.99; $39 for balances >= $1,000





    Over your Credit Line Charge: $25 for balances <= $1,000; $39 for balances > $1,000




    Returned Check or Convenience Check Charge: $29


    Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $5 minimum, no maximum.


    Foreign Country Transactions: 2% of the U.S. Dollar amount.





    * Timely payment notice: If payment is received late once during the introductory period, your APR on all balances will be increased to the non-introductory APR.

    Default Rate: If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit line, the APR on all balances may be increased to the then applicable Default Rate. The Default Rate will be determined at the time of the action based on your Juniper account history as well as your performance on non-Juniper accounts. The maximum Default Rate will increase or decrease with changes in the Prime Rate.

    Credit Performance: Juniper Bank has established the APRs in this offer assuming a satisfactory level of credit performance. Juniper reserves the right to change the APR as described in these terms and conditions and in accordance with the Cardmember Agreement, Delaware law and the Federal Truth in Lending Act. After your account is opened, Juniper will periodically review your credit performance including, but not limited to, your usage of the Juniper card and your payment history on the Juniper card and on other creditors accounts including timeliness of payment, if you exceed your credit line, or if you make a payment that is not honored by your bank. If you do not maintain your past level of credit performance, Juniper may increase your APR.


    **The Prime Rate used in determining the APR's used on your account is the highest rate published in the Money Rates column of The Wall Street Journal on the 22nd day of the month. APRs are current as of 10/30/2003 using a Prime Rate of 4.0%.


    A FIXED APR means that the APR will not vary in concert with changes to an index, such as the U.S. Prime Rate. Juniper reserves the right to change the APR as described in these terms and conditions and in accordance with the Cardmember Agreement, Delaware law and the Federal Truth in Lending Act.


    I understand that this offer to establish a credit card account is offered to me by Juniper Bank, located in Wilmington, Delaware.

    link:
    https://www.juniper.com/app/japply/lp/10835.jsp?campaignid=0000217&obadloc=013&obchannel=000

    Ron.
     
  2. Ron

    Ron Well-Known Member

    Retail operations with approximately 600 locations. The Tesoro name is synonymous with quality fuels, value and convenience. Tesoro has a growing presence on the West Coast in addition to core marketing operations in Alaska and Hawaii. Approximately 250 of its retail locations are company owned and operated and many feature 2Go Tesoro convenience stores. In addition, Tesoro's new Mirastar brand serves motorists at Wal-Mart refueling locations in the western states. The company offers growth opportunities to jobbers and dealers in selected markets.
     
  3. Ron

    Ron Well-Known Member

    Tesoro And Juniper Bank Announce New Tesoro Platinum Mastercard®






    San Antonio, TX and Wilmington, DE (December 2, 2003) â?? Tesoro Petroleum Corporation (NYSE: TSO), and Juniper Bank, today announced the Tesoro Platinum MasterCard® Card. The new card issued by Juniper Bank, under agreement with Tesoro, provides Tesoro customers rebates good for Tesoro products, plus the payment flexibility and worldwide merchant acceptance of a MasterCard.

    Cardholders using the Tesoro Platinum MasterCard:



    Earn 3% rebate on purchases at Tesoro branded locations




    Earn 1% rebate on all other (non-Tesoro) purchases made anywhere a MasterCard is accepted, including Internet, phone and catalog merchants




    Earn double rebates for every purchase during the first two months after an account is opened







    Cardholders will receive a Tesoro giftCard each time they accumulate $20 in rebates. The Tesoro Platinum MasterCard features a 0% introductory rate on balance transfers for 6 months and a low 12.99% variable APR. There is no annual fee. Cardholders can pay and access their accounts anytime by phone at 866-793-8821 or online at www.juniper.com.




    â??The Tesoro Platinum MasterCard provides new payment flexibility and exclusive benefits to our customers,â? said Tesoroâ??s Executive Vice President of Marketing, Steve Wormington. â??The versatility of this card allows customers to shop anywhere MasterCard is accepted, while earning generous rebates good for Tesoro products. Tesoro is pleased to have teamed up with Juniper Bank on this co-branded MasterCard.â?




    "We're very excited to have the opportunity to partner with Tesoro. The Tesoro Platinum MasterCard's compelling incentives provide Tesoro with an excellent way to reach new customers and retain existing ones," said Kevin Kleinschmidt, Managing Director of Partnership Marketing at Juniper Bank.




    Tesoro will discontinue the proprietary Tesoro Gas Card, effective December 31, 2003. Juniper Bank has commenced issuing the Tesoro Platinum MasterCard® Card to current Tesoro Gas Card holders meeting the Bankâ??s credit criteria and will start accepting applications for the new card. Applications are also available at all Tesoro locations.




    For a complete description of the terms and conditions or to apply for the new Tesoro Platinum MasterCard, access Juniper Bank through Tesoroâ??s website at www.tesoropetroleum.com or contact Juniper Bank at 1-866-793-0827.




    About Tesoro
    Tesoro Petroleum Corporation, a Fortune 500 Company, is an independent refiner and marketer of petroleum products. Tesoro operates six refineries in the western United States with a combined capacity of nearly 560,000 barrels per day. Tesoro's retail-marketing system includes over 560 branded retail stations; of which over 220 are company operated under the Tesoro® and Mirastar® brands.




    About Juniper Bank
    Juniper Bank is a leading full-service credit card issuer headquartered in Wilmington, Delaware. For more information about partnership opportunities with Juniper Bank, please contact Juniper at partners@juniper.com. Additional information about the company and its products and services can be found at www.juniper.com. "Juniper" is a trademark of Juniper Bank.
     

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