I am single at 50 trying to restore my credit. I filed bankrupcy 8 years ago with a failed self employed business. I have paid off all my credit cards, but my credit score is still low. I received an offer today from Capital One, stating that since I have moved successfully beyond my bankruptcy that I can get a Platiunum Mastercard with $2000 limit at 0% APR. Would this increase my credit score? I thought the $2000 credit would make it go down. Which way to I go? My credit is at 612 now!