Hi. Want to start by saying that I've been doing some disputes since Jan/04 and content with the results for far: Equifax 3/04 514, 4/04 592 (78 pts) Experian 3/04 525, 4/04 606 (81 pts) TU 12/02 525, 4/04 594 (69 pts) I filed BK 7 in 1996 and it just dawned on me that all of my trade lines that were "incl in Bk" were deleted from all 3 CRAs. I am very curious to know if this is good to my scores, if not, what can I do to add them back? These were: Babies R us, Sears, Circuit City and Foleys. Also, two of my good loan trade lines are being deleted because the creditor no longer has my accounts on file. Can they do this?