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Thread: Trans Union

  1. #1
    KevPochop is offline Senior Member
    Join Date
    Jun 2003
    Posts
    349

    Trans Union

    Heya, I am looking for banks that only go through Trans Union. I dont want banks that sometimes go through Trans Union. I already have a Chase card and I know they only go through Trans Union.

    Any help is much appreciated.

  2.  
  3. #2
    bmm33 is offline Junior Member
    Join Date
    Oct 2003
    Posts
    20

  4. #3
    KevPochop is offline Senior Member
    Join Date
    Jun 2003
    Posts
    349

    Trans Union

    I have used that site and it hasn't been very helpful for me.

  5. #4
    Mirage is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,180

    Trans Union

    I recently applied for 7 cc in early Nov. The following pulled from TU

    Bank One
    BofA
    US Bank
    Chase
    MBNA (they also pulled EQ)

    Best regards,
    Mirage

  6. #5
    Dolly is offline Senior Member
    Join Date
    Oct 2002
    Posts
    244

    Trans Union

    Did Bank of America ONLY pull from Transunion?

  7. #6
    Mirage is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,180

    Trans Union

    Yes, BofA only pulled from my TU report. I had a bk-13 in 1996 and it fell off my reports by Oct/2003. TU was my 2nd strongest FICO- 730 with only 2 inqs (mortgage) and a utilization of 33% at time of application.

    Best regards,
    Mirage

  8. #7
    iambroke is offline Registered User
    Join Date
    Jul 2003
    Posts
    499

    Trans Union

    MBNA uses TU

  9. #8
    Mirage is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,180

    Re: Trans Union

    Originally posted by iambroke
    MBNA uses TU
    Yes, but they might pull from another CRA to confirm the TU report.

    Best regards,
    Mirage

  10. #9
    vghost is offline Senior Member
    Join Date
    Oct 2003
    Posts
    604

    Re: Trans Union

    Originally posted by Mirage
    I recently applied for 7 cc in early Nov. The following pulled from TU

    Bank One
    BofA
    US Bank
    Chase
    MBNA (they also pulled EQ)

    Best regards,
    Mirage
    • Similar here:

      Chase
      Citibank
      BofA

      All pulled TU only.

  11. #10
    Mirage is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,180

    Re: Trans Union

    Speaking of Bank One, how long does it take them to mail me the denial letter?

    Jeeze, everytime I call the 800# it's telling me that my application is still under review. It's been close to two weeks.

    Best regards,
    Mirage

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