Transfer from Citi SD to Citi USA ?

Discussion in 'Credit Talk' started by Geo, Mar 14, 2003.

  1. Geo

    Geo Well-Known Member

    Could I transfer a balance from Citibank SD (Div Plat) to Citibank USA (Quicken)?
     
  2. Hedwig

    Hedwig Well-Known Member

    I don't think you can transfer directly between any Citibank products--BUT there's a way to do it.

    Citibank is only card I've dealt with where they will send you a check, made out to you, for a cash advance. I couldn't do it through the web site, but if you see the offer on the web site, call the 800 number, tell the rep you saw the BT offer on the web site and want some more information. They'll tell you what's available, and then you just ask if they can send the check to you. They'll say "Sure." Then you deposit the check into your checking account and use it as you wish. If it just happens to be to pay off the other card, so be it.

    I've never had them ask why I wanted the check made out to me. In fact, they often offer to just send you the check. If they do ask, just say that you have a lot of little things or you need a car repair and they don't take credit cards or something.

    I've done this at least half a dozen times.
     
  3. Ron

    Ron Well-Known Member

    Geo,

    You can transfer balance between Citi SD and Citi USA and other Citigroup affiliates.

    Ron.
     
  4. Geo

    Geo Well-Known Member

    Ron: You can or can not ?
     
  5. Hedwig

    Hedwig Well-Known Member

    I just checked the web site, it specifically says you cannot transfer any balances to any Citibank, Choice, or AT&T Universal card. I know AT&T Universal cards are issued by Citibank SD and Citibank cards are issued by Citibank USA. I don't know about the Choice Visa, I closed my Choice account years ago when it became a Visa. But this still means you can't transfer between Citibank USA and Citibank SD.

    However, the system I outlined above will still work. In fact, since it says I'm still eligible for 3.9% until paid, I think I'm going to do another balance transfer today.
     
  6. Ron

    Ron Well-Known Member

    sorry, you cannot do that. I missed NOT. I do it in a hurry.


    Ron.
     

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