I am still battling two big negatives from the same OC (different acccounts). They sent me a letter clearly stating that they CANNOT link these accounts to me. I made copies and sent to the CRAs that are reporting them. Now TU is reporting the accounts as PAYMENT AFTER CHARGE OFF with a balance of $ zero. What does that mean?
It means you are getting screwed. I'd write them a nastygram® and demand immediate deletion for ignoring the evidence you sent them and possibly making the derog WORSE. Gib PS Just wanted my own trademark LOL