Last month I received my TU credit report. I went online and disputed the items, 6 or less. I was left with 2 when they were donw with their investigation.
On the 12th of this month I sent TU a letter dated the 11th:
This letter is a formal request for the description of the procedures used to determine the accuracy and completeness of the disputed information, including the business name, address and telephone number of any furnisher o finformation contacted ti connection with this reinvestigation.
As already stated, the items are inaccurate and incomplete, and is a very serious error in reporting. Please supply a corrected profile to all creditors who have received a copy within the last 6 months, or the last 2 years for employment purrposes.
The following items were deleted with no explanation as to why theye were deleted. Please provide explanations as to why each of the items below were deleted,
Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber.
This is what I just got in the mail today:
Thank you for contacting Transunion. Our goal is to maintain complete and accurate information on your credit report. therefore, under the Fair Credit reporting Act, we consider this dispute fribolous and we will not reinvestigate the item(s) unless you can provide court papers or a recent, authentic letter from the creditor(s) that explains what information should be updated.
If you disagree with the results of your disputem you may add a consumer statement of 100 words or less to your credit report or you may contact the creditor directly. The names and addresses are listed below:
If you have any additional questions or concerns, please contact Transunion at the address below, or visit us on the web... yada yada yada.
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