I sent in a dispute to tu and they sent me back some form letter stating that if I was using a credit repair service (?) to list the name and contact them and mail this information back. First of all, I am not using a credit repair service! And what I am disputing is a true error! How do I proceed? Do I call? Ignore the letter? The clock is ticking on them they only have a few more days to respond.
Experts please help!!?!?!?!?