I'm confused :-)

Doesn't everyone have unknown lates because they just state the following:

30 days past due 00 times, 60 days past due 01 times, 90+ days past due three times.

Or does your report actually have to state "Unknown Date" in order to dispute unknown date?

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My replies:
"What can you say to me on the phone, that you CAN'T say to me in writing?"
"You want my signature for what purpose?"