VALIDATION??? Oh Please....
Okay, sent DV CMRRR to CA regarding collection account, received green card on 7/9/2004
Today, I received a letter stating.
Our office has received an inquiry in response to your consumer dispute to Experian, TransUnion, or Equifax credit reporting agency. (UH, DUH, I sent them a DV CMRRR, and after getting green card back, I disputed with CRA)
After verifying this information provided by the credit grantor, this debt appears to be yours. We will continue to report this unpaid-collection account for the full statutory period allowed by law. However, if you believe that this debt is not yours it is important that you contact us immediately.
Please remit the full balance due or contact us to arrange for immediate payment. We provide several immediate payment methods that do no require you to come to our office. You can send check.... BLAH BLAH BLAH, mini miranda.
PLEASE TELL ME THAT THIS DOES NOT CONSTITUTE VALIDATION.
Do I send an additional DV? C&D. I'm not sending WhyChats Hippa letter yet, because I'm not sure that this debt is mine.
Mail and ITS? Pull Equifax and PG to see if they report it to the CRA, and get a violation because they did not "Validate" with me???
07/09/04: EQ-579 EX-570 TU-562
07/13/04: EQ-586 EX-581 TU-562
07/17/04: EQ-577 EX-606 TU-593 REAL FICOS