I have a 3 yr old charge-off account w/ Sears for $2,900 with $600 being added penalty & interest. They sold it to Sherman Acquisitions who placed the acct. with Alegis Group LP. They contacted me last mth by letter & telephone. I sent validation ltr on 8/27. I received no reply...only a letter on 9/25, 3 days short of 30 day time limit from an attorney representing Sherman. I'm not sure about the sample validation letters. Which would be an appropriate letter to send to this law firm (Frederick J Hanna & Assoc.). Ironically, his stationary states "this is a communication from a debt collector".
Any advise would be appreciated.