We filled out the paperwork Thursday nite for a 2003 Venture WB edition. We tried in November before I started clean up on the credit reports (they were a mess). We talked to the F&I lady at the dealership (we are on base overseas, so we are dealing w/ only 1 dealer) and she agreed to go into the credit union and "go to bat" for us - she says she is really good friends w/ their credit manager. They are looking at the credit reports I have pulled to get an idea of if this is possible or not. We are not buying it right away, but we need a preapproval from some sort of 'bank' to special order the vehicle. So all we need is a "ya or nay". When we tried in November this particular credit union pulled TU (now 686 - 96bk and one CA in dispute are my only negs)and Exp (now 666 - 96bk and one incl. in bk in dispute are my only negs). We are getting a 3k rebate and plan on putting 7k down on it. She said we probably won't know anything until Wed. and I am soooo nervous. The worse thing on these 2 reports are the cc utilization, I have 2 Cap1 accts that of course don't show the CL so my utilization looks quite high and I did explain that to the lady.....oh please let me make it though these next few days!!!