Re: Is this a violation?
What have they done wrong? Maybe they're in the process of doing it and you got the letter first. Maybe the CRA's are slow this week...
If they haven't reported to the cra's - that's bad? Take it as an opportunity to head 'em off at the pass and negotiate for no posting.
You also said: "For some reason for the past few months Im getting letters about old debts ive had."
I've had a couple like that pop up. Someone here mentioned a feature called skip-tracing where the CRA reports activity on an account to those who subscribe to the service.
I may be zero but I'm not worthless!
TU Fico - 565 > 737
EQ Fico 561 > 741
EX Fico 560 > 738