==WALMART Asking for Billing Zip Code==

Discussion in 'Credit Talk' started by exotic, Oct 7, 2003.

  1. exotic

    exotic Well-Known Member

    Hey everyone, I used my AMEX Rewards Green Card at Walmart, after I swipe my card the ladie at the register ask for my billing ZIP CODE, I looked at the register and it was asking for it.

    Is this normal at Walmart, asking for billing zip code?

    Every other merchant ask for ID only. =)
     
  2. jrjr37

    jrjr37 Well-Known Member

    Don't put much past WALMART. I bought a computer and paid with a check over $200, they practically called out the calvary.
     
  3. suzyq1971

    suzyq1971 Active Member

    ==WALMART Asking for Billing Zip Co

    I use my green rewards card at Wal-Mart all the time. They always ask for the zip code.
     
  4. OleMissReb

    OleMissReb Well-Known Member

    ==WALMART Asking for Billing Zip Co

    Someone told me that they had some agreement with AMEX where they would lower their Amex charge fees is Walmart asked for Zip Codes...

    Seems weird that Walmart would decline a purchase for an address verification. Anyone given the wrong zip to see what happens?
     
  5. willgator

    willgator Well-Known Member

    Exotic amex is doing it as a test run to stop fraud ....well they got me used plat card forgot zip was to po box in next town wrong zip denied ...used visa never asked.....for zip.
     
  6. RichC

    RichC Well-Known Member

    Not sure if this is why, but I've just written an automated credit card handling system through VeriSign. One of the capabilities described in the manual is an 'Address Verification Service'. It states that AVS compares a submitted street address (number only) and zip code with the values on file at the cardholder's bank

    For this, the vendor (WalMart in this case), would get a lower bank rate.

    Now since they are only requesting just the zip code, it may or may not be the same thing. But I suspect whoever they are processing their credit card transactions through is applying something similar.

    And again, the rationale behind it is to help prevent fraud.
     
  7. JTrain

    JTrain Well-Known Member

    Just another fraud deterent. Used my Chevron card and they ask for it now.
     
  8. GEORGE

    GEORGE Well-Known Member

    AMERICAN EXPRESS IDEA

    DON'T GET HOSTILE...
     
  9. GEORGE

    GEORGE Well-Known Member

    3 WRONG ZIP CODES (ATTEMPTS)...NO SALE!!!!!
     
  10. GEORGE

    GEORGE Well-Known Member

    I CAN PRINT THE WHOLE AGREEMENT WITH WAL*MART BUT IT IS A WASTE OF MY TIME...

    SECURITY AND FRAUD PROTECTION
     
  11. GEORGE

    GEORGE Well-Known Member

    I WILL TYPE IT HERE "IF" YOU ARE INTERESTED...but after dinner (I WAS AT WORK FOR 11 HOURS TODAY)
     
  12. daruler

    daruler Well-Known Member

    Re: Re: ==WALMART Asking for Billin

    Kmart asks for zip when using AmEx cards now too
     
  13. willgator

    willgator Well-Known Member

    Re: Re: ==WALMART Asking for Billing Zip Code==

    FOR ME ONE WRONG ZIP NO SALE!!!!!!
     
  14. sam

    sam Well-Known Member

    Re: Re: ==WALMART Asking for Billing Zip Code==

    if you can't remember you're made up zip codes, you don't deserve to shop at such a high-fallutin' place like wal-mart's :)

    back to k-mart you go ;)

    j/k
     
  15. lakpr

    lakpr Well-Known Member

    Re: Re: Re: ==WALMART Asking for Billing Zip Code==


    See daruler's post above ... no relief at k-mart either :(
     
  16. kozman

    kozman Well-Known Member

    Re: Re: Re: ==WALMART Asking for Billing Zip Code==

    Just as long as they don't ask to see your ID to prevent fraud, heavens no. That's a violation of my constitution rights, but zip code, sure, fire away. Sacrasm to the nth degree of course. I thought some of the esteemed members of this forum here would have BLOWN UP at the aspect of them asking for your zip code. Congradulations to those select few, you're finally seeing the light, it's all about protecting you, the retailer, and the bank who issued the card.
     
  17. willgator

    willgator Well-Known Member

    Re: Re: Re: ==WALMART Asking for Billing Zip Code==

    that was a little rough sam , but I agree damn po box is in a diff town screws me every time....
     
  18. chrisb

    chrisb Well-Known Member

    Re: Re: Re: Re: ==WALMART Asking fo

    How about if you move to a different town, send the change of address, and the CSR typos your zip (which you won't find out until the next bill comes) so you give your old zip, then try it with your new zip, and can't buy anything because you don't know what zip they have in their systems.
     
  19. exotic

    exotic Well-Known Member

    Re: Re: ==WALMART Asking for Billing Zip Code==

    SURE =)
     
  20. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: ==WALMART Asking for Billing Zip Code==

    PROTECT YOUR CARD FROM FRAUD.

    Give your card an added level of security by providing us with your billing zip code.

    1st side...

    other side to follow...
     

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