What CCs can I get with 598 TU FICO
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  1. #1
    Join Date
    Dec 2005
    Posts
    2

    What CCs can I get with 598 TU FICO

    in the NY/MA area :) only have one positve TL and a charge off of less than $150 from 2001


  2. #2
    Join Date
    Mar 2002
    Posts
    193

    Re: What CCs can I get with 598 TU FICO

    Originally posted by horriblecr
    in the NY/MA area :) only have one positve TL and a charge off of less than $150 from 2001
    Possibly try the Orchard Bank as a credit builder?

  3. #3
    Join Date
    Sep 2005
    Posts
    53

    Re: What CCs can I get with 598 TU

    Unfortunatly nobody seems to be pulling TU. TU was my strongest for a long time at 787. It took a while for EQ and EX to catchup.

    I am also in MA. What are your other 2 scores like?

  4. #4
    Join Date
    Aug 2004
    Posts
    48

    Re: What CCs can I get with 598 TU

    At 598 Orchard would approve you. I wonder if Providian/Washington Mutual has toughened up their credit standards since the acquisition? They might do so. Hitting 620+ will open many options. What does the rest of your report look like? Chargeoffs? Bankruptcy? Utilized credit > 30%? Those are 3 factors which will effect your approval as much as the bare FICO score standing by itself.

  5. #5
    Join Date
    Jul 2004
    Posts
    48

    Re: What CCs can I get with 598 TU

    I applied for a Providian credit card last month in Virginia, they have an exclusive deal with TU and offer free TU credit scores with credit card accounts. I pulled all three credit reports today and looks like they only checked TU. Hope this helps!

    http://www.providian.com
    Furtik

    7/15/04
    EX - 530 EQ - 555 TU - 548
    12/27/05
    EX - 591 EQ 586 TU 671

  6. #6
    Join Date
    Jan 2003
    Posts
    4
    With that in mind is there anyone that checks equifax exclusively?

  7. #7