Okay, so I pulled my credit report and disputed all the things that I thought were incorrect on there. Where do I go from here? Do I just wait and see what Experian says, or should I also write letters to the CA's in which I have disputed? How long do I give Experian to respond, and what do I do if they come back and say that they researched the info and they have validated that the debt is mine? Do I ask the CB for the proof? Or what?
They have 30 days from the date of receipt to respond (add a few for mailing). I wouldn't do anything until you see what clears off in round 1. Hopefully that will un-muddy the waters a bit. For the next 30 days, I would read, read, read!!! The intro threads, day-to-day posts,etc. That way, when you get your updated reports, you will have a good idea about what is next for you.
BTW CRA's don't validate - they verify. Very big difference when it comes to credit repair. They won't have - nor are they required to get proof.
Quote alaskan ------------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826 THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""'''
