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Thread: Wi Sctf

  1. #1
    elisa77 is offline Member
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    Wi Sctf???

    Does anyone know anything about WI SCTF it's a child support agency in WI it collects and then disburses into a trust fund?? My husbands' paychecks have been getting garnished for this child support for about 5-6 years and the numbers for back pay never seem to go down ....i've told him repeatly that he should check into it but he doesn't listen they take $222.00 biwkly doesn't that seem a little too much
    Wisconsin Support Collections Trust Fund
    and being that their some sort of collection agency i assume they are on his CR.... he's always getting denied credit..and haves no other credit....so i don't know if he's getting denied credit because he has none or if he has negative cr? I TOLD HIM TO GET HIS CREDIT REPORTS..........................

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  3. #2
    SCMomof5 is offline Senior Member
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    Wi Sctf???

    I have never heard of them. Is it possible that he doesn't want you to know how far behind he got in his support payments?

    $222 bi-weekly for how many children? I have co-workers paying that for 1. It all depends on his and her income when the child support was assigned. I am owed $45K in child support from my 2 exs. The first was hit with a $22K judgement and all they can get out of him is $75 bi-weekly. He will die still owing me! The other was making $8/hr when support was established at $394 for 4 kids! He now makes 4 times that but is never in one location long enough for me to do anything.

    All I know is that as a single mom, I have to have a larger place than my ex. I have to have furniture for them, clothes, medical, dental, food (teenagers!!! Arrrgh!!!), the larger utility bills, haircuts, birthday celebrations, christmas, school supplies, activities (soccer, modeling classes, voice lessons, etc), higher CAR INSURANCE!!!

    Trust me....$222 bi-weekly doesn't even put a dent in what it actually costs to raise a child!
    Back to the drawing board! :(
    EQ - 517 4/02 -> 693 5/02 -> 687 2/03 -> 515 12/04 -> 539 1/05
    EXP - 542 4/02 -> 590 5/02 -> 581 9/02 > 635 2/03 -> 558 12/04 -> 573 1/05
    TU fake- 432 4/02 -> 486 6/02 -> 520 9/02 -> 698 2/03 -> 511 12/04 -> 545 1/05

  4. #3
    elisa77 is offline Member
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    Wi Sctf???

    well there's more to it then that.........my husband and he's gf were together and had their son....after about 2 years they weren't getting along he moved back to the los angeles area after getting laid off and she stayed in northern calif...with her mom...he visited everyother week and one weekend when he went to visit they were both gone....he asked her mom and she refused to tell him after a few months later he gets child support notice from WI turns out she moved out there to live with her cousin who was going to help her start her own business he finally got her home number told her that he would pay child support but wanted visitation rights she refused she went ahead and collected welfare and the welfare dept went after him.....she's married her and her husband own there own business and have three other kids and this has been going on for 5 years...so are situations are completely different he talks to his son he's older now he wants to fly to calif....his mom refuses he hasn't seen him in 4 years...............oh but wait she still has family out here....but failed to mention to him that's she's been out here several times each year...his son told him

  5. #4
    SCMomof5 is offline Senior Member
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    Wi Sctf???

    I understand that there must be some serious animosity.

    However, the courts separate the issues of child support vs visitation. The failure of one does not justify the failure of the other.

    If your husband wants to see his son, he must take his ex-girlfriend to court and get visitation rights established. He can have her held in contempt of court if she fails to honor the court order.

    Regardless of how either of you feel about *her*, your husband chose his behavior that produced his son. He also chose to be unmarried at the time. That gave her the legal right to leave with the child.

    Her having a new family does not absolve him of his financial responsibility. *His* child still must be raised and supported.

    I have had my 5 children with me for nearly 24/7/365 for the past 18 years! They chose to walk away. They chose to fail to show up for visitation. They failed to pay their support. The first ex "resurfaced" when my oldest was 12 yrs old. He wanted *her* to be able to know her new *brother*. He wanted me to do what "was right" for her. His wife wanted me to "put the past behind" and allow this. I said "Hey, no problem! We both want to do right by her, don't we?!" He concurred. I responded, "Great, so when do I expect the first application to the $22K in arrears you owe?" I never heard from him again.
    The second would pay when he felt like it. He saw the children 2 times in the past decade....until a few weeks ago. By SHEER COINCIDENCE (!) his new (temporary) job has him refurbishing the USS JFK in Jacksonville, FL and my new job relocated me here!
    I could be a witch and point out what a deadbeat jerk he is for abandoning his children financially and emotionally, but I have allowed him to see his children. To them, he is a bit of a stranger. Most of the kids cannot remember a time when he was in our lives!
    How would YOU have felt if YOU were in her position? Unhappy with him, a 2 yr old child and needing to do something with the rest of your life? Was he paying her child support then?
    Situations change and people change. Your husband is an adult here and needs to take the higher ground. Bitterness will not resolve anything. The money he is paying is not to *her* for *her*! It is for his *SON*! More than likely, the $200+ he pays bi-weekly doesn't even cover the cost of his daycare.
    I am not saying it is easy to take the high ground. I am saying both he and his son will be better for it.

    WRT the C/S Collection on his bureau..... 2 things:
    (1) He has the right to have the balance accurately reflected.
    (2) It is subject to the same FCRA, FDCPA as any other listing and can be disputed as such.

    I will point out one thing that is unrelated in a sense.... I have met someone who pays enormous amounts of $$ to his ex and kids. He has yet to repair his credit from the damage *she* caused. He views it as a form of penance for having a failed marriage. Your spouses failure to desire to address this may have a psychological component that you and he may wish to discuss. Just a thought.
    Back to the drawing board! :(
    EQ - 517 4/02 -> 693 5/02 -> 687 2/03 -> 515 12/04 -> 539 1/05
    EXP - 542 4/02 -> 590 5/02 -> 581 9/02 > 635 2/03 -> 558 12/04 -> 573 1/05
    TU fake- 432 4/02 -> 486 6/02 -> 520 9/02 -> 698 2/03 -> 511 12/04 -> 545 1/05

  6. #5
    elisa77 is offline Member
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    Wi Sctf???

    are situations are completely different........my husband and his ex talk they get along he's been paying child support since his sone was born he's not a deadbeat.....my orgianl post was only asking....basically why the amount numbers weren't lowering showing that it's been paid.........and that he has negative marks on his cr how the is that possible when he's been at the same company working for the last 5 years....and having paychecks garnished we have a son together.....i think living cost should be considered WI is way cheaper then CA just for a dumpy 2 bed apt is easily 900 dollars.........why should my son have to suffer when she's getting child support making 120k yearly from her business and were barely getting by.......you seem very angry in your posts but remember you also chose to have 5 children and she works for home so they dont pay childcare my husband also pays his medical dental

  7. #6
    FedUp2003 is offline Senior Member
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    Wi Sctf???

    Elisa,

    Don't know about WI, but in NC, there is a formula setup that figures out how much support is owed. The amoutn of $222 bi-weekly for 1 child seems a tad bit high, but probably includes amount for arrears.

    Here is probably what's happening, he's paying $200 for child support and $22 to pay down the arrers, so it will seem the arrears is hardly going down. I have the same with my ex-wife - I have custody and she didn't pay for a couple of years, and by the time the child support enforcement people caught up with her, she was like $7,000 behind. Guess what, they only increased her shild support payments by $30 per month! 30 times 12 is $360 a year, theoretically your $20 times 26 bi-weekly payments could be an extra $520 a year. If they are adding interest, you can see what the arrears never seems to go down.

    I originally had to pay support, before I got permanent custody (she had temp custody for a while - long story, you don't want to know), and I originally had to pay $500 a month, which bi-weekly would be about $230. So, for 1 child, $222 seems a little high, unless that includes an extra amount to apply to arrears.

    By old friend at work had the same thing happen, all of a sudden he notices a garnishment from his paycheck and a week letter gets the actual letter that states he will be garnished for child support payments. I know it sucks that it happens like this, it took me a lawyer, lots of fees, and 2 1/2 years to catch up to my ex, then it took another 6 months just to get her paycheck garnished. It seems unfair that they can garnish it first, then inform you, esp when you have never been to court.

    I'd get a lawyer, or of short on funds, I think either the Court or Child Support Agency can help you, and you file a petition to have the case heard in court.
    You usually just meet with a child sppt officer and they get your tax returns or paystubs (you may have to furnish this, or they can retrieve through some tax system or something) and they calculate the actual amount your husband should owe.

    The formula is complicated, but it usually ends up that your husband will owe like 17 percent of his gross pay for 1 child, 21 percent for 2, 23 percent for 3, and so on ....

    The actual formula is different. In NC, they take your husband's salary, his ex/girldfriend's salary, and let's say that his is 30K and her's is 120K, the combined salary is 150K.

    Then they look it up in a table, much like the tax tables when you file your 1040, and down the left side is the salary and across the top is the number of children, and from that table it will say how much support a child(ren) is to receive for a given combinded salary amount.

    So, maybe at 150K salary and for 1 child, the sppt per month is $1,000. Then they figure his percentage of the total salary and her's. In this case, 30K is 20 percent of 150K and her 120K is 80 percent.

    So, he is responsible for 20 percent of the child's sppt and her 80 percent. Then that take that 20 percent and multiply it against the $1,000 sppt the child would've received, and therefore he owes $200.
    Her $800 is just figured in the fact that the child lives with her and comes from the rent/mortgage, food, etc ....

    But, if she pays for child-care so she can work, that gets added in as well. Say 500 a month for child card, that gets added to the $1,000, so he would owe 20 percent times $1,500 - this is where a lot of bitchy ex's nail the other, they put their child in daycare when they could otherwise leave with another family member or friend, just to get you to pay so much extra.

    True, they have to pay the daycare center, but it's so much fun for them to only have to pay for a percentage of it, and then watch you stuggle to pay the other and thereby have very little left to piece your life back together.

    But, you say her and her new husband own their own business, which might be a home business, in which case there is no daycare, or kid might be in school.

    Either way, get back to court, have the actual numbers ran, you might get the $222 reduced, but then it will take longer to pay down the arrears.

    Then main thing I'd go for, and tell the Judge that your husband tried to pay the sppt, but then she ran off with the child, and then back-handedly got his paycheck garnished, and since this is ruining his credit report, you want to be able to make regular payments.

    If you can get this arranged, then the garinishment will no longer show in your CR's and you will be much better off. The Courts usually give you a payment book and each month or 2 weeks, you just tear out the voucher and send it with payment - much better than garnishment.

    Also, once the child turns 18, if not in college, he won't have to pay sppt anymore, including anything left in arrears.

  8. #7
    lbrown59 is offline Senior Member
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    Re: Wi Sctf???

    Originally posted by SCMomof5
    All I know is that as a single mom, I have to have a larger place than my ex. I have to have furniture for them, clothes, medical, dental, food (teenagers!!! Arrrgh!!!), the larger utility bills, haircuts, birthday celebrations, christmas, school supplies, activities (soccer, modeling classes, voice lessons, etc), higher CAR INSURANCE!!!

    higher CAR INSURANCE!!!
    SCMomof5
    =============
    HOW SO ?


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  9. #8
    SCMomof5 is offline Senior Member
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    Re: Wi Sctf???

    Teenagers! LOL That is why the higher car insurance. Since they live with me, they are on mine! He only has to pay for himself and his wife! :-)
    Back to the drawing board! :(
    EQ - 517 4/02 -> 693 5/02 -> 687 2/03 -> 515 12/04 -> 539 1/05
    EXP - 542 4/02 -> 590 5/02 -> 581 9/02 > 635 2/03 -> 558 12/04 -> 573 1/05
    TU fake- 432 4/02 -> 486 6/02 -> 520 9/02 -> 698 2/03 -> 511 12/04 -> 545 1/05

  10. #9
    SCMomof5 is offline Senior Member
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    Re: Wi Sctf???

    Originally posted by elisa77
    are (our) situations are completely different........my husband and his ex talk they get along (If that is true, why is there the problem with visitation?) he's been paying child support since his sone was born he's not a deadbeat (I have an issue with this statement. First, if she went to welfare to get assistance then they went after him, that happens because she is not receiving support and they give it to her then take it from him. If he had been paying support all along, there would be no collection account for arrears, etc.) .....my orgianl post was only asking....basically why the amount numbers weren't lowering showing that it's been paid (I know that is why I stated that he has the right to an accurate reporting or a deletion after the max # of yrs).........and that he has negative marks on his cr how the is that possible when he's been at the same company working for the last 5 years....and having paychecks garnished we have a son together.....i think living cost should be considered WI is way cheaper then CA (And who chose to live in CA?) just for a dumpy 2 bed apt is easily 900 dollars.........why should my son have to suffer when she's getting child support making 120k yearly from her business and were barely getting by (as you say below to me, you chose to have your son. you chose to live in california. Are you working to support your son? Why should HER son lose his FATHERS support just because you and he chose to have another child? What does your son's birth have to do with his first son?).......you seem very angry in your posts but remember you also chose to have 5 children (yes I did. So did they. They abandoned their children. I did not. I make a decent living. What I find aggravating is the new wife thinking that the ex wife and ex child should be short changed because the new wife decided to have a child! *I* am supposed to understand that they did not pay support because he has a new family? I think not! I make more than the any ex- spouse and wife combined. So what? What has that got to do with HIS obligation to support HIS child! THIS IS ABOUT HIS OBLIGATION TO HIS CHILD! You knew he had a son when you married him.) and she works for (from) home so they dont pay childcare (good for her) my husband also pays his medical dental (insurance premiums? Bills? Co-pays?)
    I want to to back up a second. This woman was faced with raising her child on her own. She had no real support and did not have a good job. She took a huge risk and moved to WI in an attempt to make a better life for her and her son. She had to start on Public Assistance. She started a business and now make more money than your husband and her cost of living is lower. GOOD FOR HER! She pick herself up from welfare to where she is. She paid the piper. She does not owe your husband anything (in the form of a child support credit) just because she made a success of her life.

    And the previous poster is wrong about arrears after 18. They STILL owe it. Ask my first ex!
    Back to the drawing board! :(
    EQ - 517 4/02 -> 693 5/02 -> 687 2/03 -> 515 12/04 -> 539 1/05
    EXP - 542 4/02 -> 590 5/02 -> 581 9/02 > 635 2/03 -> 558 12/04 -> 573 1/05
    TU fake- 432 4/02 -> 486 6/02 -> 520 9/02 -> 698 2/03 -> 511 12/04 -> 545 1/05

  11. #10
    SoParkDiva is offline Senior Member
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    Re: Wi Sctf???

    Personally, I think the child support laws are a crock. Obviously written by women & totally unfair to men. I don't have children but I have a brother who is independently wealthy (not rich) who battled his ex for custody of his only child due to her exorbitant child support demands. He won & she had to go make babies with other men to support her lifestyle because she wasn't getting a penny from him.

    I feel a man should be held responsible for making sure the child eats, has clothes on his back and a roof over his head - and then he should only have to pay half. The only exception being if she is handicapped, cannot use her hands for whatever reason, or the child has to go on public assistance.

    I think soccer practice & violin lessons are luxuries and not neccessities. If a woman wants those things for her children then give the man custody of his kids.

    This is not a personal attack on anyone. Just my views on child support laws in general. The whole system needs to be overhauled and re-evaluated. The amount a woman gets should not be based on a man's income because he could lose his job tomorrow. I think $30,000 a month for one child is outrageous.
    "The large print giveth, and the small print taketh away." - Tom Waits

    All I have in this world is my name and my FICO scores

    EQ - 732
    TU - 722
    EX - 658 (718)

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