Do you think they will approve an experian with a 603 score (exp crap) that has a judgement and 3 collection accounts in dispute? Just asking.
no, even though they are in dispute, they still appear on the pull with experian. if yo0u had 603 and no derogs, then maybe you could approved for something, but a 603 w/derogs pretty much guarantees you wont get approved for anything. maybe a car loan at 18% interest and 20% down..or a really crappy-super-sub-prime credit card with tons of hidden and non-hidden fees.