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		<title>Credit Card and Credit Repair Forum</title>
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			<title>OMG, did I actually see this in a BBB complaint response...</title>
			<link>http://consumers.creditnet.com/Discussions/showthread.php?t=72436&amp;goto=newpost</link>
			<pubDate>Thu, 20 Jun 2013 00:22:45 GMT</pubDate>
			<description><![CDATA[A CA/JDB that will be receiving a nice delivery in a few days from the U.S. Marshall's Service answered the following to a BBB dispute, any wonder...]]></description>
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<div>A CA/JDB that will be receiving a nice delivery in a few days from the U.S. Marshall's Service answered the following to a BBB dispute, any wonder why the dispute was listed as unresolved.<br />
<br />
(Just so it's not obvious who it is, I'll paraphrase.)<br />
<br />
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			We received your dispute.<br />
<br />
We sold your account.<br />
<br />
But as a courtesy, we'll waive the $200 in interest and fees, and upon clearance of funds delete the listing from your credit file.
			
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<!-- END TEMPLATE: bbcode_quote_printable -->Another dispute, they told someone that they'd be going to jail if they didn't pay in 45-60 minutes...<br />
<br />
<b>But, the we sold your account, but you can pay us anyway, response takes the cake!</b></div>


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			<category domain="http://consumers.creditnet.com/Discussions/forumdisplay.php?f=3">Credit Talk</category>
			<dc:creator>jam237</dc:creator>
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			<title><![CDATA[Time-Barred Debt equals false & misleading representation]]></title>
			<link>http://consumers.creditnet.com/Discussions/showthread.php?t=72435&amp;goto=newpost</link>
			<pubDate>Wed, 19 Jun 2013 23:17:51 GMT</pubDate>
			<description>Under FTC Settlement, Debt Buyer Agrees to Pay $2.5 Million for Alleged Consumer Deception (http://www.ftc.gov/opa/2012/01/asset.shtm) 
 
I mentioned...</description>
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<div><a rel="nofollow" href="http://www.ftc.gov/opa/2012/01/asset.shtm" target="_blank">Under FTC Settlement, Debt Buyer Agrees to Pay $2.5 Million for Alleged Consumer Deception</a><br />
<br />
I mentioned this a few times, and was always asked where I found it. :)<br />
<br />
Guess what, when I was looking up the CFPB/FTC divisions of powers, I found it.<br />
<br />
Page 10; paragraphs 30-34.<br />
<br />
Even though in 48 states the debt isn't extinguished, them not mentioning that the debt is time-barred, to entice into entering into a payment arrangement to re-start the SOL was a false &amp; misleading representation.<br />
<br />
&quot;If consumers knew, in connection with a past-statute debt, that Asset had no legal means to enforce collection of the debt, or understood that making a partial payment or a written to promise to pay would revive it, some consumers would likely choose not to make a payment or a written promise to pay.&quot;</div>


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