Buy Here Pay Here Credit never reported

Discussion in 'Feedback' started by gloriana21, Apr 17, 2007.

  1. gloriana21

    gloriana21 New Member

    Sorry if this question has been asked. Just cant seem to find it in search.

    I paid off a car perfectly with a buy here pay here company and they never reported it. They said that they basically dont report unless it is a delinquent account(When I bought it I thought it would help my credit because thats what they advertised). They said they would send me a printout of my payment history and see if that helps.Does anyone know of a way that I can have it added on with the credit bureaus. Thanks for your help.
     
  2. pa1205

    pa1205 Well-Known Member

    I think they only report if you don't pay the loan and then it would report as negative credit possibly a judgement (depending on the balance you owe how the lender pursues the debt)
     
  3. Hedwig

    Hedwig Well-Known Member

    You can't force anyone to report. If you go to a bank or credit union for a loan, you can take the printout and they may consider that. A credit card company probably won't.

    A buy here, pay here place probably isn't a great credit reference anyway. If you want to build your credit, get a secured credit card and handle it properly.
     

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