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Old 04.17.2007, 13:29
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Join Date: Apr 2007
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Buy Here Pay Here Credit never reported

Sorry if this question has been asked. Just cant seem to find it in search.

I paid off a car perfectly with a buy here pay here company and they never reported it. They said that they basically dont report unless it is a delinquent account(When I bought it I thought it would help my credit because thats what they advertised). They said they would send me a printout of my payment history and see if that helps.Does anyone know of a way that I can have it added on with the credit bureaus. Thanks for your help.
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Old 04.17.2007, 14:21
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Join Date: Jan 2007
Posts: 86
I think they only report if you don't pay the loan and then it would report as negative credit possibly a judgement (depending on the balance you owe how the lender pursues the debt)
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Old 05.01.2007, 23:37
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Join Date: Jan 2003
Posts: 4,254
You can't force anyone to report. If you go to a bank or credit union for a loan, you can take the printout and they may consider that. A credit card company probably won't.

A buy here, pay here place probably isn't a great credit reference anyway. If you want to build your credit, get a secured credit card and handle it properly.
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