I’ve just recently heard about a friend of my husband who had someone sue his creditors, in small claims court, and they removed all of his debt. Is this possible? I have been doing much research about it and haven’t been able to find something that exactly matches what he claims happened. Is this the same as debt settlement/validation or can debt validation only be used with collection agencies? I copied the sample lawsuit template from this website, but I’m not sure if this is what I’m supposed to use or what I'm supposed to do with it. Can you please let me know if this is true or if I should get my head out of the clouds?
I live in CA.

Sue them for what, being foolish enough to give you credit?

Hey Doc E, wanna loan me a few grand?

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.....And miles to go before I sleep.
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Hey, good to see you, Dr. E!!

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The Answer is 42!!

I don't see any legal way. There are companies that claim to do this, but most of them just take your money.

What they may be talking about is some people who think credit isn't really money. It's a similar thing to those who believe taxes are illegal. There is no basis for it.

PS--you'll get a lot more answers if you post in the credit forum. The feedback forum is basically for problems with the board.

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The Answer is 42!!