I am hoping someone can offer some advice. My wife and i filed chapter 7 bk. It was discharged in august. We are completley debt free as of now. I am wondering where to start rebuilding or credit? Will a secured card help? any advice on where to go from here would be great. THANKS........

sorry wrong place....

you need to try to clean up your credit reports as much as possible.

as for rebuilding, try first premier visa. they rape you on setup fees, but it is easy (or so i am told) to get after a BK.

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"Good credit is sexy... and bad credit is profitable!" ©2004 Dixiedrifter

heheh whoops wrong place too... been a long night...

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"Good credit is sexy... and bad credit is profitable!" ©2004 Dixiedrifter