I'm furious at credit cards who jack up interest rates and lower credit limits.
I'm in good standing, make payments on time and have an excellent credit report. Target decided to lower my credit limit by $2100. Their reason: ratio of balance to limit on open revolving acccounts. I make my payments on time every month. All my accounts are in good standing. By them lowering my credit limit, makes my ratio even worse. I've put in a complaint and refuse to shop at Target now. I hope you will do the same, to show what they are doing is not helping the consumer.