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Discussion in 'General Lounge' started by IDK, Aug 11, 2012.

  1. IDK

    IDK New Member

    Hi I got a credit report and and it said that I am 66% of my credit used and this drops my credit score. But this isn't true. Ok I bought a 15k truck and paid it off and then I bought a car for 11k so credit is saying that I had a 15k limit thats not true I could go and buy a 50k truck and the credit union would let me how do i get that adjusted?
     
  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Looks like this is a duplicate post. Check out the main Credit Talk forum to find responses to your question.
     
  3. westlegal

    westlegal Member

    This is an installment loan and your score will not drop for this type of loan only for revolving loans that have a high utilization rate.
     

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