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Old 02.18.2008, 23:05
Tegleg Tegleg is offline
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Join Date: Mar 2007
Posts: 296
Whome? !!

Thanks for the tips! Those are wonderful ideas. I am going to check into the water heater switch. My electric bill is killing me! No kidding, my current bill was 450 for electric (includes water, sewer & trash) and 80 for gas. Yuck!!

And concerning insurances, if you've made significant progress in credit repair and have raised those scores it might be beneficial to look into getting new quotes. When I got my house last May and had to find house insurance I found out that I would have gotton a cheaper rate if my credit was better. I plan to reexplore my insurance rates come this May as I have been fortunate enough to have raised my scores quite a bit.

My computer's operating system bit the dust & I had to reformat my hard drive and download all those lovely updates again from microsoft and reinstall all my stuff. So I have been away for a few days.

But I am back! Muhahaha!

I made a few changes to my food budget, I have started planning meals, making menus & doubling several meals (cook two, freeze one) so that theres not an excuse for takeout on nights I work. Takeout for a family of 5 is insane. I am also only buying meat that is currently clearance marked or is advertised on sale. A freezer is a very good investment!

I have also planted some herbs in pots on my window sill (my cilantro & basil are growing!) & planning a small garden (tomatos, squash & maybye some cucumbers) and want to learn how to can. We have two plum trees that go crazy every year and last year, not knowing what to do with them, alot wasted.

Little stuff in the scheme of things but hopefully it will add up.

Tegleg
__________________
"You can throw me out the window, I'll just get back up" Pink

Get strong, get educated!

Equifax FICO 696, getting there!
Transunion FICO 712!!!!!!!!!!!!!!!!!!!!
Experian FICO: who knows?

Only thing I owe is my mortgage.

Carecredit for dental work is paid off!!

Current obsessions: Eventually getting a Penfed cash reward card.

Proud homeowner as of 051707!!!!
Thank you Bizwiz! You are awesome! /hugs!
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