Pull your own Lexis/Nexis report. And choicepoint. Look for any judgments that show up there (CRAs may or may not pick 'em up accurately and can't keep 'em permanently, but L/N and CP certainly will--permanently).

This sounds like it could be mistaken identity.

__________________
_________

"No one would have believed ... that this world was being watched keenly and closely by intelligences greater than Man's ... Yet across the gulf of space ... intellects vast and cool and unsympathetic ... regarded this earth with envious eyes, and slowly but surely drew their plans against us." - H.G. Wells, The War of The Worlds, describing how Martian JDBs think about Earthling debtors

Incorporate or form an LLC in Florida