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Old 08.14.2008, 20:47
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Join Date: Aug 2008
Location: levittown,NY
Posts: 1
My salary is suddenly getting garnished from a judgement dated 1997?!?!

I came across your site while doing a search on Mullooly, Jeffrey, Rooney & Flynn LLP.

The reason is that I was just notified by my employer that they received an income execution order against me for a judgement filed on March 6, 1997 by this firm on behalf of Chemical Bank!

Here are the problems in a nutshell:
1. It is supposedly for a loan taken in 1993. I never borrowed anything from chemical bank.
2. It was originally for $10,557.08. And Now with Interest and MArshall fees it is $22,504.57.
Here are the clinchers:
3. I was never contacted about any debts
4. I was never served
5. I have been working since that date and was never garnished
6. I have received numerous tax refunds since 1997 - NEVER GARNISHED
7. One of my jobs was with Chase Bank (approx 2000 to 2001) which bought Chemical bank. Again - Nothing was ever said.
8. I have checked the court records and I can not find this judgement.
9. I have been tracking my credit history for the last 10 years and to date "there are no public records found" against me.
10. I have a high credit score.
11. I did some research and found 2 other cases in July of this year where this firm Falsified documents to the court and subsequently was able to obtain judgements.

What do I do now? How do I prove a negative? My Salary is now being garnished for something that not only did I not do, I had no idea existed if at all. So now I have no disposable income to even hire an attorney to sue these attorney's!

H E L P PLEASE.
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  #2 (permalink)  
Old 08.16.2008, 21:02
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Join Date: Jan 2003
Posts: 4,903
You need to post this in the credit forum, where it will get more attention.
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  #3 (permalink)  
Old 08.20.2008, 08:09
Senior Member
 
Join Date: Nov 2003
Posts: 656
Pull your own Lexis/Nexis report. And choicepoint. Look for any judgments that show up there (CRAs may or may not pick 'em up accurately and can't keep 'em permanently, but L/N and CP certainly will--permanently).

This sounds like it could be mistaken identity.
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"No one would have believed ... that this world was being watched keenly and closely by intelligences greater than Man's ... Yet across the gulf of space ... intellects vast and cool and unsympathetic ... regarded this earth with envious eyes, and slowly but surely drew their plans against us." - H.G. Wells, The War of The Worlds, describing how Martian JDBs think about Earthling debtors

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  #4 (permalink)  
Old 08.28.2008, 07:29
Junior Member
 
Join Date: Aug 2008
Posts: 18
Quote:
Originally Posted by flacorps View Post
Pull your own Lexis/Nexis report. And choicepoint. Look for any judgments that show up there (CRAs may or may not pick 'em up accurately and can't keep 'em permanently, but L/N and CP certainly will--permanently).

This sounds like it could be mistaken identity.
I was thinking the same thing. Do you have a lawyer who can look into it for you?
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Old 09.20.2008, 17:24
Junior Member
 
Join Date: Sep 2008
Location: Oklahoma
Posts: 19
I would definately get advice from a lawyer.Sounds like you have a good amount of info.Plus I thought after 10 years it was automatically erased?I would look into it.Good Luck
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  #6 (permalink)  
Old 11.01.2008, 09:09
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Join Date: Aug 2008
Posts: 6
This may be some kind of identity theft. Is your employer cooperating with the garnishment? You need to get a letter of demand to source of the garnishment.
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  #7 (permalink)  
Old 11.01.2008, 09:12
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Join Date: Aug 2008
Posts: 6
Could someone explain why there is an ad banner in my post?
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