Is this the same company as NCC aka Commonwealth Financial Systems Inc 120 N Keyser Avenue Scranton Pa 18504?
Also, If anyone is interested I hired a law firm in Philadelphia who has sued NCO many times and they work on a contingency basis only. When I spoke to them they were very nice and they only represent individuals who's right have been violated by CA's, CRA's and other FDCPA and FCRA issues They are: Francis & Mailman 100 S Broad St # 19th-F Philadelphia, PA 19110 (215) 735-8600 www.consumerlawfirm.com
NCO sucks There is a blog called http://ncosuks.blogspot.com where you can post any experiences with NCO anonymously You don't have to give your email address or anything so nobody knows anything about you.
cap1sucks, I saw you put my last post up there, thank you very much. Those attorneys are great and I know they are making money from the fact that allot of CA's and CRA's are breaking the law but we need more people like them to help us with our fights. Thank you and good luck in your fight.
I didn't put it up there. I don't own http://ncosuks.blogspot.com Bill Bauer of http://www.creditwrench.com owns http://ncosuks.blogspot.com I do own http://www.cap1sucks.com and http://cap1sucks.blogspot.com but not any other web pages or blogs. I have known about Bauer ever since I started my web site but have never actually met him. He has done me a great many favors by putting links to my web site on quite a few of his blogs and web pages.
cap1sucks, I am kinda new here and I have read through all of the information I can find. I have an old cap1 card that was a charge off because they stopped sending me statements. They keep reaging the account and it shows as a charge off as of Jan 2007. I sent them a validation letter but didn't include my social. When you send validation letters do you need to include your social? Also, what is the typical response from them and where do I go form there? Thank you.
No, you should not send them your social. One way to identify yourself and the account you are disputing is to include a photocopy of a letter they sent you, preferably the first one and with a date less than 30 days from the time you received it. There isn't any typical response. They might not even respond. There is no requirement in FDCPA that they must reply at all. The only requirement is that they must not engage in continued collection activity until they do validate. If they violate that your only recourse is to sue them.
Have you sued then in the past and what was the outcome? They keep reporting a new balance every month and it is a lesser amount than before but I'm not paying it off and they have never contacted me? Thank you
