Hi, I live in MN & received a 'Garnishment exemption notice and notice of intent to garnish earnings within 10 days'. Currently, I am unemployed. I don't have any checking/savings accounts in my name. All accounts are in my wife's name only (checking & savings). I have not worked since Jan '01 - I've been a stay-at-home dad since then. At my last place of employment, my salary was direct deposited into my wife's checking account. Obviously, nothing has gone in since my departure 6 yrs ago. Will the Judgment Creditor go after my wife's assets? My concern is borne from the 1st line of the notice - '...garnishment summons or levy may be served upon your employer or other third paties...'. Could my wife be characterized as a 3rd party? Finally, all that I have are credit cards in my name. My primary worry are the credit cards, opened under my wife's name & ss #. She put me on as an authorized cardholder. Are her credit card accounts susceptible to any type of garnishment? Thanks for any help.
MN is not a community property state. As long as your name is not attached to anything of hers, bank, property, then can not attach those items. It may be a good idea to work out an arrangment for payment.
I have not worked since Jan '01 - I've been a stay-at-home dad since then. At my last place of employment, my salary was direct deposited into my wife's checking account. Obviously, nothing has gone in since my departure 6 yrs ago. Do you plan on never working again?
Yes. Any community property state is attachable under certain circumstances. An attorney would be best fit to answer more specific questions.
