Looking at my reports, TU has a lot of blanks between all the OKs in my payment history with Sallie Mae. Ex and Eq are both OK'd across the board, but TU has Unknowns (almost half of the 24-month history on 6 loans). Is this hurting me? Do I contact Sallie Mae or TU?
The blanks are not hurting you, as long as there is no negative information in the history. The blanks are periods where no information was furnished. Many creditors do not report monthly, due to costs. Many will only report every three months or so.
i see an upadate on my credit report.. I also am doing the free trial for myfico.com, and in my dispute on late pays with the mtg co.. the payment status has been changed to was previously 60 days late, it now says current/pays as agreed, and the times I was late are now blank to unknown...which is weird to me that it is saying current/pays as agrees..... I sold my house in Nov.05 and it has had been reported as PAID in full 11/05. Also I am trying the myfico.com and got scores from there....ewww mine score went for a 523 on 3/29 to a 503 on 4/1... but I don't see anything else diff...no new late pays, or collections...what could be the reason?
I'm not trying to hijack your thread.. I just was wondering the same thing...because they only diff I now see are unknowns in payment history that were lates as of 3/29... pardon my eagerness
