I joined Truecredit about 2 weeks ago. Would there be any benefits to joining Equifax and Experian also? Thanks!
No, not really. Data: You're getting all three reports now, and you can get a fresh copy every day. And you're getting alerts from them when things change on any of the three reports. Scoring: With a few rare exceptions, most "scores" you get will be close facsimilies of your real risk scores, not THE risk scores. Remember, every creditor can modify the weight of specific items in the formula, so one real 'score' for one creditor won't necessarily be the same as another real 'score' for another. Just know that the three "fake" scores are going to be reasonable indicators of your overall credit risk. If you need a REAL report to intiate a dispute(s), then get your free one(s) (annualcreditreport.com) or buy one for a few bucks - no sense in paying monthly.
