So I went from 14 Inquiries on TU down to 0 thanks to pulling an update daily on TrueCredit. I went from 12 on EQ down to 4 by disputing them. From everything I've read, EX won't allow disputes on inquiries, so I was wondering how I could force soft pulls on EX, hoping to eventually decrease the 11 inquiries I have down to 3 or 4. I know I can order a daily updated report from myFICO, but that would get pretty expensive. Does anyone know how I could get a lot of soft pulls without spending an arm and a leg? I'm thinking maybe insurance quotes...?
Sorry,ex doesn't work like that.You can pull till you are blue in the face and not lose any. The only way I have heard of losing inqs early with them is to insert a fraud alert in your file and to write to their fraud dept directly.
Keep in mind that the FICO scoring model only counts inquiries made within the last 12 months. How old are these inquiries?