Yes, they do negatively impact your score. medical collections are the same as any collection account. As a category collection accounts are some of the most severe for negatively impacting your credit score. The additonal requirement for medical tradelines is that they cannot communicate any medical condition information in their tradeline. For example it cannot state "Cancer Center, Diabetes Clinic", etc.
OK, that clears it up. I knew there was something they couldn't report. Somehow I thought medical collections weren't supposed to hurt the credit score...thought I read that somewhere. bushka
No, there are stringent requirements as to what information cannot be reported under HIPPA. Essentially it is a protection of your private health information to prevent any discrimination. But, a collection is a collection is a collection........
