Hello all, It's been a few years since I posted here and mainly because with all your help I greatly improved my credit Anyway, now I have an issue. My wife has a collection account prior to us getting married. After we moved States it would appear a judgment was awarded against her that we were never aware of. Assuming this is some no show but since we lived in another State we never got a summons or anything. Just yesterday i went to look at our bank account to find it empty. Horrified I called the bank and they said they Sherriff put a levy on the account. OK so here are my concerns. I know we are married, but this was prior to our marrige and ALL funds in the account come from me as she does not work. Her name is simply on the account. Can they really just empty my bank account? This is unreal and I do not know what to do. I am worried that future direct deposits that do not have time to change will also be "taken." Thank you so much for any advice all. Cheeres
Hate to be the bearer of bad news, but if you wife's name is on the account (as joint holder) they can take the money out of the account. You should first contact the sherrif's office and request a copy of the documents provided to the office. Review them carefully. I would contact the attorney's office that secured the judgement, and see about arrangements. Next you may want to open an account solely in your name, but if your state is a community property state, this account could be attached as well.
