What do soft pulls show

A soft pull is when she.........no thats something else.
same info. with a soft pull as a hard pull just wont be a part of your score most are done by a computer for the purpose of selling you something or offering you credit.

 

Most likely they did not do a soft pull for this CL increase. They probably had made soft pulls as account reviews within the two years you've had the account.

 

A pull is a pull; the only pull which isn't a pull is a PRM, that is the only type of pull which receives less information than a pull (typically only the 'above the fold' information).

If it's on your report, a puller receives it when they pull.

But actually, the only pull which is truly soft is a PRM -- it's the only not-reportable to third-parties report type specifically in the FCRA.

'Soft' reports as referred to are only provided as a courtesy to allow creditors the OPTION to obtain recent information without impacting your credit scores.

appylon: there is a major difference between a 'soft' pull and a PRM; a PRM report is the report which is to make an offer. They provide a list of criteria to the CRAs, the CRAs provide the 'above-the-fold' information for consumers who match those criteria. (But as FTC v. TransUnion shows, they can decompile your credit file if they asked the right questions to the CRAs.)

A 'soft' report is a full credit report which can only be obtained for one of the permissible purposes in the FCRA; a company can not obtain a 'soft' report to make an offer. For CLIs and other ARs, typically a 'soft' report is obtained; although I have seen some do a hard if you REQUEST the CLI (since you are asking for additional credit).