Hi everyone, The header says it all, I had an account (shell mc) that I had previously let go delinquent and eventually settled it by paying the collector 25% of the balance. Now that I am in a better situtation, I want to reapply for the same card to take advantage of the 5% gas rebates. Will they be able to force me to pay the remainer of the unsettled amount, the 75%? Thanks.
Short answer NO, they will not - BUT they will not approve you for a new card either. Their take - you screwed us before, so why give you another card?
See if it's the same company. Shell cards used to be handled by Chase, now they're Citi. I'm not sure when Citi bought the Shell portfolio. Who was the bank that handled the Shell account that you settled on?