More and more creditors make you give them your residential steet address by not accepting PO Boxes as to where to send bills/other written communications to. I guess so they can hunt you down. These idiots obviously have never heard of mail theft/ID theft problems. What is to prevent anyone from opening a box at a UPS, FEDEX, or MAILBOXES, ETC. store, and using the store's street address without mentioning the store's name as your residential address. Example: 750 Main Street # 300 Your town, state, zip. Creditor will assume that 750 Main Street is an appartment complex, and that you live in #300, unless that bank or creditor is on 760 Main street, or up/down further on that block. When you open a box at one of these locations you will have to show proper ID that reflects your actual residential address, but the store only has to reveal that information to law enforcement - not to creditors.
I assume that would work but you should ask someone who works at the PO Box outlet. As far as tracking you down, they could do that only with some law enforcement agency involved. The PO Box facility is only required to surrender your information to such agency, probably with a subpoena. But then of course, you can get fake ids and rent a box.
I've been declined for credit because I did not provide a land line telephone number (which I don't even have) - just a cell phone. Now... logic would dictate they would prefer a phone number for a telephone that's in my pocket whenever I am awake instead of a telephone at a place I do little more than sleep at.....
How did they find out that the phone # you gave them was not a landline phone? I have a landline phone and a cell phone. Never gave any of them my landline #, just my cell phone # - under home phone # part of the applications
They asked, I told 'em. It was Dell Credit. They didn't want to sell the computer. Screw 'em. I've bought six computers since then, none of them Dells.
