Hi, my credit is horrible because I was a fool for not keeping up with my payments. I have about 15,000 in debt for my CC. I haven't paid for my CC for a couple of years and also filed for a BK which was dismissed because I couldn't afford the high payments. Now I have a Bk and bad credit on my CR. Can anyone point me to the right direction. Please help..
Get your reports and get ready to start writing . . . Seriously, you have to get all three of your credit reports before you can get your head around any of this in terms of reporting.
