Hey guys, I used to come around here back in 2003 and now I'm back looking to clean up some really old mess. I thought there was a time limit on when a line had to be deleted from non-activity. Here is an example of what I have that I thought would have been gone by now. Shouldn't this just drop off or do I need to dispute it? Current Status: CHARGE-OFF /INCLUDED IN BANKRUPTCY Account Owner: Individual Account. High Credit: $0 Type of Account : Revolving Credit Limit: $7,650 Term Duration: Terms Frequency: Date Opened: 06/1996 Balance: $0 Date Reported: 06/2004 Amount Past Due: $0 Date of Last Payment: 12/2002 Actual Payment Amount: $200 Scheduled Payment Amount: $164 Date of Last Activity: N/A Date Major Delinquency First Reported: Months Reviewed: N/A Creditor Classification: Activity Description: Closed Charge Off Amount: $6,773 Deferred Payment Start Date: Balloon Payment Amount: $200 Balloon Payment Date: Date Closed: 08/2003 Type of Loan: Credit Card Date of First Delinquency: 02/2003 Comments: Charged off account, Account closed by credit grantor
