Wow. If it's these guys I've got nothing to worry about. I dobt it's them however. The Macadis website is pretty crappy but it does exist http://www.marcadislaw.com/ A couple of ripoff reports when I Googled them though!
OK, what's important to understand here is that you either have one problem with two manifestations (one benign, the other venemous), or two different problems. If it's one problem with two manifestations (an unlikely scenario, but possible), then you're in a position to make the whole issue go away if you can tie the two together. Marcadis won't want to be tied to Claims America in any way, shape or form, and if his client is using them or is actually one of them ... he's gonna need to distance himself. I have no idea what the real situation is. You might, however, cadge it out of one of the Buffalo Boys...
BTW, I just looked up the case number they are using on the paperwork and I did find it. It was filed back in 01/25/1999 for damages by yet another Attorney for Providian. They are using the same case nuber from 1999. Does that sound kosher?
I think you are right Since this person is self-employed, I think the judgment is geared to lien his personal property. The judgment has always been there, and after a time, it will fall of the credit report. I believe that if he tried to seek a property or re-fi his property, then he would have this to pay out of his proceeds. The judgment creditor may be gearing up to renew this judgment. So, prepare yourself for the renewal in about 18-20 months.
Yes, it is a Writ with BofA as the Garnishee. He must be fishing for my bank based on the credit report he pulled last month. Luckily I don't have an account with BofA. If he eventually hits paydirt does the full amount have to be in the account or can he clean out a partial amount? Will he go after my car? BTW in an earlier post I mentioned that the judgment was re-recorded a few months ago but it doesn't mention by who. Is this a legal renewal or just an attempt to ruin my credit? I'm still trying to find out if there's a limit on how long they can wait to renew. It's been over 7 years. Flacorps says there is no limit in Florida. If so, then why would they bother renewing it?
What if there is none in the record other than that they sent it by US Mail? What if the record has been destroyed?
Why don't you find out what the situation is and then come back and tell us. Hypothetical discussion doesn't help a lot.
The Real Poop on Service of Process The term has likely been in use since before I was born... Here's what you need to know about service of process: http://www.answers.com/topic/return-of-service?cat=biz-fin
You wouldn't happened to know a guy by the name of fds would you? You two could be brothers... http://consumers.creditnet.com/Discussions/credit-talk/t-weird-auto-insurance-collection-55284.html
I don't know who that is. The thread is seems to be about a hit and run or something. What's the similarity?
I'll be going down to the courthouse tomorrow. What papers should I copy or pay special attention to? You said to re-file the old case paperwork if they let me. Which pages would I be looking for. Hopefully it will be a small file and I can get copies of the entire thing.
Call the court before going. Your file most likely is in archives. They will have to order the file which takes several days. You will pay special attention to the process servers notes. You can read the file at the clerks office, but to obtain a copy will cost you $1.00 per page.
And if the process server notes on the summons strike you as wrong, do not hesitate to spend extra to have copies of those pages certified.
Even if the process server notes are "wrong," he has known about the judgment for 8 years and did nothing. He has a tall order to fill convincing a judge a judgment should be vacated after waiting 8 years.
