I am looking for insight as to what is the best credit monitoring site. I have purchased all 3 CRs directly from each individual CRA. However, I did not sign up for any of the other services that I was inudated with. I have had several items deleted so far and am interested in subcribing to something that will aloow for constant updates. I have read on other posts about truecredit.com, their service and "bumpage" . Not sure what that means. I think it means getting inquiries removed, but not sure. Any and all help is appreciated
I have Truecredit. It allows you to update your credit report once every 24-hours. It's pretty easy to use and is very helpfull in watching items disappear from your reports. They give you score monitoring, but it's their FAKO score, which is off by quite a bit in my case. But the scores let you see trending which is certianly helpfull. Overall I'd rank it pretty highly.
Be aware . . . . I have used Truecredit for over a year now with no complaints. I check credit every OTHER day. However, I have read several posts of Truecredit customers having their account canceled because the pull every day, even though Truecredit advertises that it's Okay.
And I have pulled my report every day (actually, every weekday) through TrueCredit with no problems for over two years now.
I tried true credit but I prefer Citi Identity Monitor, it cost 9.99. You only get your scores once a month but everything else is the same it has a calculator that will show you how much your score will change as you pay each account or based on each payment. It works well for me. If you have a citi credit card they run promoâ??s for joining I think they were giving away a DVD player at one point. Citi was a lot closer to my fico which surprised me, but True credit gave me alerts usually about a day earlier.
Remember to check out the other sections of our website at Creditnet.com: Credit Monitoring and Identity Theft Prevention
I was just about to ask the same question. I am new to this and recently signed up with equifax 3-n-1 .. The only problem with it .. it doesnt have all 3 scores just equifax.
I have never used Truecredit.com before, but l have used LifeLock and they are really good. All l can tell you is that you should research on any of these company that you want to used and then make your decision.
